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Full-Text Articles in Social and Behavioral Sciences

Pancreatic Replacement Therapy For Maladaptive Behaviors In Preschool Children With Autism Spectrum Disorder, Deborah A Pearson, Robert L Hendren, Matthew F Heil, William R Mcintyre, Shane R Raines Nov 2023

Pancreatic Replacement Therapy For Maladaptive Behaviors In Preschool Children With Autism Spectrum Disorder, Deborah A Pearson, Robert L Hendren, Matthew F Heil, William R Mcintyre, Shane R Raines

Student and Faculty Publications

IMPORTANCE: There is an urgent unmet need for a treatment addressing the core symptoms and associated maladaptive symptoms of autism spectrum disorder (ASD), especially in preschool populations.

OBJECTIVES: To evaluate whether treatment of children with ASD aged 3 to 6 years treated with high-protease pancreatic therapy produces long- and short-term improvements in autism-associated maladaptive behaviors.

DESIGN, SETTING, AND PARTICIPANTS: This cohort study at 32 sites across the US used a double-blind parallel group, delayed-start design comprising a 2-week blinded placebo run-in, and a double-blind, randomized, placebo-controlled segment (12 weeks). Children were recruited into the study in 2015, with data collection …


Off The Rails: Cinematic Trains As Technological Controls Of The Natural World, Trinity Thompson Nov 2023

Off The Rails: Cinematic Trains As Technological Controls Of The Natural World, Trinity Thompson

Honors Theses

Short train rail lines across the United States are seeing increased national funding to reduce toxic chemical spills caused by train derailments, the most notable of which happened in February 2023 in East Palestine, Ohio. A year prior, the film White Noise (2022) featured a similar toxic train derailment incident, taking place, too, in Eastern Ohio, and featuring actors from the town of East Palestine. In considering other films featuring trains, I identified a pattern of environmental conflict, leading me to question the relationship between trains and the natural environment as portrayed in popular cinema. To conduct my research, I …


The Relationship Between Constitutional Equality And Substantive Review, Wei Yao, Kenny Chng Nov 2023

The Relationship Between Constitutional Equality And Substantive Review, Wei Yao, Kenny Chng

Research Collection Yong Pung How School Of Law

General equality rights in written constitutions – rights stating the ideal of equality without specifying categories of impermissible differentiation – have often been effected through the idea of equality as rationality. Equality as rationality demands that differentiations between like entities have to be rationally justifiable. Such equality rights are applicable to legislation and executive action. This presents a prima facie overlap with substantive review in common law administrative law, since substantive review is also concerned about the rational justifiability of executive action. This raises three questions: (1) Are both sets of legal principles indeed similar? (2) Have courts managed to …


Still A Good Investment: Charter School Productivity In Nine Cities, Alison H. Johnson, Josh B. Mcgee, Patrick J. Wolf, Jay F. May, Larry D. Maloney Nov 2023

Still A Good Investment: Charter School Productivity In Nine Cities, Alison H. Johnson, Josh B. Mcgee, Patrick J. Wolf, Jay F. May, Larry D. Maloney

School Choice Demonstration Project

Charter schools are public schools that operate free from some government regulations in return for a commitment to achieve a set of student outcomes specified in their charter. Nearly 8,000 public charter schools enrolled 3.7 million students in the U.S. in 2020-21. Our team has studied charter school funding across the United States since 2005, consistently finding that, in major cities, charter schools receive less funding per pupil compared to traditional public schools (TPS). We have also found that charter schools use their funding more efficiently, achieving better short- and long-term outcomes per dollar invested, relative to TPS.


Development And Psychometric Validation Of The Pandemic-Related Traumatic Stress Scale For Children And Adults, Courtney K. Blackwell, Phillip Sherlock, Kathryn L. Jackson, Julie A. Hofheimer, David Cella, Molly A. Algermissen, Akram N. Alshawabkeh, Lyndsay A. Avalos, Tracy Bastain, Clancy Blair, Michelle Bosquet Enlow, Patricia A. Brennan, Carrie Breton, Nicole R. Bush, Aruna Chandran, Shaina Collazo, Elisabeth Conradt, Sheila E. Crowell, Sean Deoni, Amy J. Elliott, Jean A. Frazier, Jody M. Ganiban, Diane R. Gold, Julie B. Herbstman, Christine Joseph, Margaret R. Karagas, Barry Lester, Jessica A. Lasky-Su, Leslie D. Leve, Kaja Z. Lewinn, W. Alex Mason, Elisabeth C. Mcgowan, Kimberly S. Mckee, Rachel L. Miller, Jenae M. Neiderhiser, Thomas G. O’Connor, Emily Oken, T. Michael O’Shea, David Pagliaccio, Rebecca J. Schmidt, Anne Marie Singh, Joseph B. Stanford, Leonardo Trasande, Rosalind J. Wright, Cristiane S. Duarte, Amy E. Margolis Nov 2023

Development And Psychometric Validation Of The Pandemic-Related Traumatic Stress Scale For Children And Adults, Courtney K. Blackwell, Phillip Sherlock, Kathryn L. Jackson, Julie A. Hofheimer, David Cella, Molly A. Algermissen, Akram N. Alshawabkeh, Lyndsay A. Avalos, Tracy Bastain, Clancy Blair, Michelle Bosquet Enlow, Patricia A. Brennan, Carrie Breton, Nicole R. Bush, Aruna Chandran, Shaina Collazo, Elisabeth Conradt, Sheila E. Crowell, Sean Deoni, Amy J. Elliott, Jean A. Frazier, Jody M. Ganiban, Diane R. Gold, Julie B. Herbstman, Christine Joseph, Margaret R. Karagas, Barry Lester, Jessica A. Lasky-Su, Leslie D. Leve, Kaja Z. Lewinn, W. Alex Mason, Elisabeth C. Mcgowan, Kimberly S. Mckee, Rachel L. Miller, Jenae M. Neiderhiser, Thomas G. O’Connor, Emily Oken, T. Michael O’Shea, David Pagliaccio, Rebecca J. Schmidt, Anne Marie Singh, Joseph B. Stanford, Leonardo Trasande, Rosalind J. Wright, Cristiane S. Duarte, Amy E. Margolis

Department of Child, Youth, and Family Studies: Faculty Publications

To assess the public health impact of the COVID-19 pandemic on mental health, investigators from the National Institutes of Health Environmental influences on Child Health Outcomes (ECHO) research program developed the Pandemic-Related Traumatic Stress Scale (PTSS). Based on the Diagnostic and Statistical Manual of Mental Disorders, 5th Edition (DSM-5) acute stress disorder symptom criteria, the PTSS is designed for adolescent (13–21 years) and adult self-report and caregiver-report on 3–12-year-olds. To evaluate psychometric properties, we used PTSS data collected between April 2020 and August 2021 from non-pregnant adult caregivers (n = 11,483), pregnant/postpartum individuals (n = 1,656), …


“It Takes A Village!”: Social Capital Building In A Remote Hawai‘I Community, Manca Sustarsic, Sothy Eng, Nancy Ooki, Heather Greenwood Nov 2023

“It Takes A Village!”: Social Capital Building In A Remote Hawai‘I Community, Manca Sustarsic, Sothy Eng, Nancy Ooki, Heather Greenwood

Journal of Youth Development

In this cross-sectional study, we investigated the multi-level educational intervention among youth in a low-income, remote community in Hawai‘i, United States. The program aided with middle schoolers’ transition into adulthood through youth-adult partnerships, teen mentoring, and community sustainability. Drawing upon social capital framework, we explored participants’ experiences and how the intervention promoted positive developmental outcomes among the youth. We recruited youth from a rural Title I Middle School in Hawai‘i. Nine youth (nboys=6, ngirls=3; Mage=13; 44.9% Native Hawaiian or Other Pacific Islander, 44.4% Black or African American, 33.3% White, 22.2. % Asian; participants …


Uni Scholarworks Readership Snapshot, October 2023, Bepress Nov 2023

Uni Scholarworks Readership Snapshot, October 2023, Bepress

Library Documents & Reports (entire collection)

No abstract provided.


Teach A Man To Fish Or Nourish Them To Grow? Debating Delivering Owned Articles Through Document Delivery Services, Rosemary Humphrey, Renna Redd Nov 2023

Teach A Man To Fish Or Nourish Them To Grow? Debating Delivering Owned Articles Through Document Delivery Services, Rosemary Humphrey, Renna Redd

Presentations

The age-old proverb “Give a man a fish and you feed him for a day. Teach a man to fish, and you feed him for a lifetime” has been used for years in libraries when it comes to discussing how far to go when helping researchers obtain the materials they need. Educating library users on how to find reliable information resources is our shared ultimate goal, but how much should we realistically expect them to know and retain when ILSs are increasingly complicated, inaccurate, and full of library-centric jargon? The presenters will share the results of a survey they administered …


Mentoring In Group-Based Adolescent Girl Programs In Low- And Middle-Income Countries: Evidence-Informed Approaches, Miriam Temin, Sarah Blake, Eva Roca Nov 2023

Mentoring In Group-Based Adolescent Girl Programs In Low- And Middle-Income Countries: Evidence-Informed Approaches, Miriam Temin, Sarah Blake, Eva Roca

Journal of Youth Development

No abstract provided.


Promising Practices For Creating More Diverse, Equitable, Inclusive, And Racially Just Summertime Programs And Camps, Meagan Ricks, Jim Sibthorp Nov 2023

Promising Practices For Creating More Diverse, Equitable, Inclusive, And Racially Just Summertime Programs And Camps, Meagan Ricks, Jim Sibthorp

Journal of Youth Development

LGBTQ+, racial/ethnic minorities, youth from low-income contexts, and youth with cognitive and/or physical disabilities often face constraints to access and participation based on social and structural inequality. Understanding access and inclusion in summertime recreation program and camp settings for LGBTQ+, racial/ethnic minorities, individuals from low-income contexts, and individuals with disabilities begins with examining promising practices and policies already applied in some of these settings. The purpose of this study is to compile current promising practices implemented by youth-serving summertime recreation programs and camps recognized for their work in diversity, equity, inclusion, and racial justice (DEIRJ). Representatives from both national organizations …


Book Review It Takes An Ecosystem: Understanding The People, Places, And Possibilities Of Learning And Development Across Settings, Denise Montgomery Nov 2023

Book Review It Takes An Ecosystem: Understanding The People, Places, And Possibilities Of Learning And Development Across Settings, Denise Montgomery

Journal of Youth Development

It Takes an Ecosystem: Understanding the People, Places, and Possibilities of Learning and Development Across Settings, edited by Thomas Akiva and Kimberly H. Robinson, is a call to take a holistic and dynamic ecosystem approach to thinking about, designing, developing, and investing in the allied youth fields to more equitably and effectively support young people’s learning and development. Published in 2022, the volume outlines a vision for out-of-school time programs and systems, schools, community-based organizations, and the public sector to move beyond focusing separately on individual systems to a learning and development ecosystem approach that more accurately and inclusively reflects …


About That Big Donation, Gordon Cochrane Nov 2023

About That Big Donation, Gordon Cochrane

Publications

No abstract provided.


Gender & Sexuality Services Newsletter, November 2023, University Of Northern Iowa. Gender & Sexuality Services. Nov 2023

Gender & Sexuality Services Newsletter, November 2023, University Of Northern Iowa. Gender & Sexuality Services.

Gender & Sexuality Services Newsletter

In This Issue:

--- Gayme Time
--- Mail Exchange
--- Safe Zone Ally
--- Have an Attitude of Gratitude
--- Upcoming Events


The Economic Impact Of The Gerald R. Ford International Airport - Grand Rapids, Michigan, Christian Glupker, Paul Isely, Gerry Simons Nov 2023

The Economic Impact Of The Gerald R. Ford International Airport - Grand Rapids, Michigan, Christian Glupker, Paul Isely, Gerry Simons

Other Faculty Publications

Highlights from Gerald R. Ford International Airport's economic impact study include:

  • Support for an estimated 30,883 jobs in Kent County and 40,324 jobs in the 13-county West Michigan Economic Development Region.
  • The airport generates $5.2 billion in economic activity for Kent County and $7.7 billion in economic activity for the 13-county West Michigan Economic Development Region.
  • The economic activity creates a fiscal impact of $10.4 million for Kent County and $10.3 million for the 13-county West Michigan Economic Development Region.
  • The airport has a catalytic impact on household income of $1.3 billion.


Pedagogy In Times Of Crisis, James Daria, Abigail Wightman, Shelly Yankovskyy, Amanda J. Reinke Nov 2023

Pedagogy In Times Of Crisis, James Daria, Abigail Wightman, Shelly Yankovskyy, Amanda J. Reinke

Southern Anthropologist

Editors’ note: With this issue, we launch a new feature of the journal, drawing from a panel discussion or roundtable at SAS, which sparked important discussion for panelists and conference participants. This panel, which took place on April 9, 2022, in Raleigh, NC, was part of the 55th Annual Meeting of the Southern Anthropological Society with the theme “Public Interest and Professional Anthropology in the South.” The roundtable was organized and moderated by Amanda J. Reinke. The transcript was created by Helen Regis and the conversation was lightly edited by the authors, who also had an opportunity to include references …


Ambulatory Intensive Care For Medically Complex Patients At A Health Care Clinic For Individuals Experiencing Homelessness The Summit Randomized Clinical Trial, Brian Chan, Christina Nicolaidis, Meg Devoe, Priya Srikanth, P. Todd Korthuis, Samuel T. Edwards, Devan Kansagara, Rachel Solotaroff, Somnath Saha Nov 2023

Ambulatory Intensive Care For Medically Complex Patients At A Health Care Clinic For Individuals Experiencing Homelessness The Summit Randomized Clinical Trial, Brian Chan, Christina Nicolaidis, Meg Devoe, Priya Srikanth, P. Todd Korthuis, Samuel T. Edwards, Devan Kansagara, Rachel Solotaroff, Somnath Saha

School of Social Work Faculty Publications and Presentations

Importance Intensive primary care interventions have been promoted to reduce hospitalization rates and improve health outcomes for medically complex patients, but evidence of their efficacy is limited.

Objective To assess the efficacy of a multidisciplinary ambulatory intensive care unit (A-ICU) intervention on health care utilization and patient-reported outcomes.

Design, Setting, and Participants The Streamlined Unified Meaningfully Managed Interdisciplinary Team (SUMMIT) randomized clinical trial used a wait-list control design and was conducted at a health care clinic for patients experiencing homelessness in Portland, Oregon. The first patient was enrolled in August 2016, and the last patient was enrolled in November 2019. …


A Memoir Of The Neutzner Family, Hannelore Neutzner Rogers Nov 2023

A Memoir Of The Neutzner Family, Hannelore Neutzner Rogers

Archives & Special Collections

A memoir describing the forced expulsion and resettlement the Neutzner family and their relatives from Czechoslovakia to the German Sudetenland during World War II and their later emigration to the United States.


Psychological “Types” Of Gig Workers: Synthesis And Future Research Directions For Organizational And Vocational Behavior, Alice M. Brawley Newlin Nov 2023

Psychological “Types” Of Gig Workers: Synthesis And Future Research Directions For Organizational And Vocational Behavior, Alice M. Brawley Newlin

Management Faculty Publications

This presentation synthesized evidence for several "types" of gig workers (e.g., working out of financial need, working for professional or personal development) based on a comprehensive literature review.

Poster presented at the 14th International Conference on Occupational Stress and Health: Work, Stress, and Health, Miami, FL.


Paternity And Child Welfare, Nafees Alam Nov 2023

Paternity And Child Welfare, Nafees Alam

Social Work Faculty Publications and Presentations

This theoretical and conceptual analysis, rooted and organized by frameworks and empirical literature, aims to explain biases against fathers in the United States’ family court system. Positive paternal involvement has been shown to be correlated with positive child outcomes, placing an emphasis not just on quantity, but quality as well. Despite these findings, fathers are societally expected to be less involved than mothers. Fathers are also in positions to be held financially hostage even when alternatives to pregnancy are legally accessible, suggesting that paternal financial contributions are viable substitutes for paternal involvement. The court of law and the court of …


Notes From The Brazilian Cornfields, Fabio Mattos Nov 2023

Notes From The Brazilian Cornfields, Fabio Mattos

Cornhusker Economics

In the last few months, I have been traveling in Brazil. My objective with this trip is to meet with industry professionals, government officials, and academic researchers to learn about recent developments in Brazilian agriculture and what we can expect to see in the future. I have essentially been asking people their opinions about the main developments in Brazil in the last few years and their perspectives for the future. One of the main topics that has emerged consistently in these conversations is, not surprisingly, the corn market.


Discursive Struggles Reflected In The Communication Of Conservative Christian Parents And Their Adult Children With Differing Religious Beliefs And Values, Braedon G. Worman Nov 2023

Discursive Struggles Reflected In The Communication Of Conservative Christian Parents And Their Adult Children With Differing Religious Beliefs And Values, Braedon G. Worman

Department of Communication Studies: Dissertations, Theses, and Student Research

Nearly half of American adults no longer believe in their childhood faiths (Pew Research Center, 2015). The steady decline of Christianity could have considerable impacts on family life (Pew Research Center, 2022). From a postmodern critical perspective and guided by Relational Dialectics Theory 2.0, the researcher sought to discern how conservative Christian parents and their adult children with differing religious beliefs and values communicated when they discussed these differences, as well as to identify the discourses that informed and were reflected in their talk and illustrate how these discourses interplayed and animated the meaning of participants’ Christian family identities. The …


Comparison Of Ceneb And Cohyst Hydrologic Models Within A Common Domain In Central Nebraska, William R. Moak Nov 2023

Comparison Of Ceneb And Cohyst Hydrologic Models Within A Common Domain In Central Nebraska, William R. Moak

Department of Earth and Atmospheric Sciences: Dissertations, Theses, and Student Research

The Nebraska Department of Natural Resources (NDNR) has developed several hydrologic models to help effectively manage water resources in the state. These models guide water managers to allocate surface and groundwater supplies to a range of uses (irrigation, environmental protection, interstate water agreements) and evaluate the impacts of changes to the surface water-groundwater system (e.g., new wells, evolving recharge patterns). Two such models, the Central Nebraska (CENEB) model and the Cooperative Hydrology Study (COHYST) model cover north central and south central Nebraska, respectively, but the model domains overlap along a west-east strip between the Platte and Loup Rivers, enabling direct …


The Politics Of Preservation: Stewarding Artifacts In Archives, Kollynn Hendry Nov 2023

The Politics Of Preservation: Stewarding Artifacts In Archives, Kollynn Hendry

Electronic Theses and Dissertations

Kay Bailey Hutchison served Texas and the United States in many capacities during her political career. She vastly impacted Texas, as well as Nacogdoches, Texas in particular, through her time serving as a member of the Texas House of Representatives and as a United States Senator. In 2012, she donated her massive collection of gifts and memorabilia to the East Texas Research Center, a regional archive at Stephen F. Austin State University. The university honored her donation by creating a room to display the collection and interpret her influence on East Texas. Due to a rushed timeline, administrative interference, and …


The Covid-19 Pandemic And Primary Care Appointment Availability By Physician Age And Gender, Janna Wisniewski, Sarah E. Tinkler, Brigham Walker, Miron Stano, Rajiv Sharma Nov 2023

The Covid-19 Pandemic And Primary Care Appointment Availability By Physician Age And Gender, Janna Wisniewski, Sarah E. Tinkler, Brigham Walker, Miron Stano, Rajiv Sharma

Economics Faculty Publications and Presentations

Using data generated through simulated patient calls to a national random sample of primary care physicians between February and July 2020, we examine the effects of the first wave of COVID-19 on the availability of the U.S. primary care physician workforce for routine new patient appointments. As states enacted stay-at-home orders, physicians overall became less selective by insurance, and there was a 7 percentage-point increase in acceptance of patient insurance. Telemedicine appointment offers increased 10.2 percentage points from near zero. However, relative to younger counterparts, physicians older than the sample mean (53.1 years) became 18.1 percentage points less likely to …


House Bubbles, Global Imbalances And Monetary Policy In The Us, Anastasios Evgenidis, A. (Tassos) G. Malliaris Nov 2023

House Bubbles, Global Imbalances And Monetary Policy In The Us, Anastasios Evgenidis, A. (Tassos) G. Malliaris

School of Business: Faculty Publications and Other Works

This paper examines the factors driving housing price exuberance in the United States, specifically the influence of expansionary monetary policies and the global saving glut. We employ medium scale Bayesian VAR and time-varying VAR models to estimate the effects of monetary policy and global saving glut shocks on US housing bubbles. We find that, prior to the Global Financial Crisis, the impact of the saving glut shock is more enduring, powerful, and rapid in generating housing bubbles compared to monetary policy shocks. However, the recent housing boom that commenced in 2019 demonstrates a different pattern. Our results suggest that both …


The State-Led Platformisation Of Financial Services: Frictionless Ecosystems And An Expansive Logic Of "Smartness" In Singapore, Orlando Woods, Tim Bunnell, Lily Kong Nov 2023

The State-Led Platformisation Of Financial Services: Frictionless Ecosystems And An Expansive Logic Of "Smartness" In Singapore, Orlando Woods, Tim Bunnell, Lily Kong

Research Collection College of Integrative Studies

This article explores the role of the state in driving the platformisation of industry, and in doing so offers a counterpoint to scholarship that focusses on the exploitative effects of private sector-led platformisation. That scholarship views platformisation as the latest incarnation of neoliberal urbanism, with the profit-maximising tendencies of the private sector driving the proliferation of platforms throughout everyday life. Notwith- standing, there remains a need to consider alternative models of platformisation. Drawing on 31 interviews with architects of Singapore’s Smart Nation initiative, we consider the state-led platformisation of financial services. We argue that state-led platformisation can open up marketplaces …


After Great Pain: The Uses Of Religious Folklore In Kenji Mizoguchi’S Sansho The Bailiff (Jp 1954) And Kaneto Shindo’S Onibaba (Jp 1964), Teng-Kuan Ng Nov 2023

After Great Pain: The Uses Of Religious Folklore In Kenji Mizoguchi’S Sansho The Bailiff (Jp 1954) And Kaneto Shindo’S Onibaba (Jp 1964), Teng-Kuan Ng

Research Collection College of Integrative Studies

This article studies the adaptations and applications of religious folklore in two mas-terworks of Japanese cinema: Kenji Mizoguchi’s Sansho Dayu (Sansho the Bailiff, JP 1954) and Kaneto Shindo’s Onibaba (JP 1964). While academic approaches will often draw a strict line between narrative genres and discursive forms, these films, I argue, draw creatively from Japanese tradition for both critical and constructive purposes in the postwar context. Besides mounting trenchant criticisms of Japan’s erstwhile militaristic violence and imperial ambitions, both filmmakers present their respective female protagonists as models for spiritual and sociocultural transformation in the face of anomie. Embodying humanistic compassion on …


Ten Years As Boundary Object: The Search For Identity And Belonging As 'Hongkongers', John Lowe, Espena Darlene Machell, George Wong Nov 2023

Ten Years As Boundary Object: The Search For Identity And Belonging As 'Hongkongers', John Lowe, Espena Darlene Machell, George Wong

Research Collection College of Integrative Studies

This article examines the complex process of symbolic boundary-making of ‘Hongkonger’ cultural identities through the lens of the controversial 2015 film Ten Years, which is a celebrated omnibus production comprised of five short segments that picture a dystopic end to Hong Kong’s cherished way of life in the year 2025. The article is premised on an interdisciplinary approach engaging with cultural studies and film studies. On one hand, it explores how Ten Years functioned as a boundary object, a vast terrain within which cultural identities of what it means to be a Hongkonger are constructed, banished, imagined, and performed under …


Within-Development Density And Housing Prices In Singapore, Eric Fesselmeyer, Haoming Liu, Louisa Poco Nov 2023

Within-Development Density And Housing Prices In Singapore, Eric Fesselmeyer, Haoming Liu, Louisa Poco

Research Collection College of Integrative Studies

This paper measures how much more households pay for less density in their immediate surroundings. Using transaction and administrative data and exploiting the introduction of a regulation that restricted the number of housing units for certain land lots, we find that households discount density: a 10% increase in within-development density decreases the price per square meter by 5%. Further, the mean price per square meter of the average development increased by 1%–3% after the regulation was introduced, while the amount of built-up space remained constant. The increase in total revenue suggests developers may underestimate the externality caused by density.


Financial Crisis And Female Entrepreneurship: Evidence From South Korea, Jungho Lee, Sunha Myong Nov 2023

Financial Crisis And Female Entrepreneurship: Evidence From South Korea, Jungho Lee, Sunha Myong

Research Collection School Of Economics

We document a drastic increase in female-owned manufacturing firms in South Korea after the 1997 financial crisis. During the crisis, a major banking sector reform was conducted, and many underperforming bank branches were forced to close down. Using a geographical variation of bank branch closures during the reform, we show that the banking sector reform resulted in a rise in female entrepreneurship. We present evidence that male-owned firms were preferred by the closeddown bank branches, despite female-owned firms exhibiting lower risks and higher returns. The banking sector reform, although not explicitly aimed at addressing gender disparities, substantially benefited female entrepreneurs …