Social and Behavioral Sciences Commons^™

Welcome Address, Michael A. Adebiyi

Economic and Financial Review

This is the Welcome Address presented by the Director of Research, Central Bank of Nigeria during the 28th Edition of the CBN Executive Seminar held at Transcorp Hilton, Abuja. The year’s theme: ‘Digitalisation of Money and Monetary Policy in Nigeria’ was motivated by the need to keep pace with monetary policy design and implementation in the digital age.

Goodwill Message, Muhammad M. Bello

Economic and Financial Review

This is the keynote address delivered by the Honourable Minister of Federal Capital Territory during the Central Bank of Nigeria Executive Seminar, taking place in the city of Abuja. The theme of the seminar was “The Digitisation of Money and Monetary Policy in Nigeria."

The Evolution Of Money And The Changing Role Of Central Banks In The Digital Age, Uche Uwaleke

Economic and Financial Review

As a medium of exchange, money has evolved throughout the ages from barter system to fiat money issued by central banks. The digital age has ushered in new realities for central banks, transforming the nature of money and challenging monetary authorities to new roles required to implement their core mandate of maintaining monetary and price stability. The main purpose of this paper is to examine the changing roles of central banks occasioned by the challenges posed by digitalisation. Based on available literature surveyed, this changing role is principally evident in the recent move by most central banks to issue their …

Nigeria’S Budding Digital Economy: Coping With Disruptive Technology, Olugbenga Agboola

Economic and Financial Review

For a thriving and inclusive digital economy, African countries such as Nigeria need to build the critical foundations of the digital economy (World Bank Group, 2019). These foundations are interdependent and require public and private sector solutions.

Digitalisation And Financial System Stability: What Role For Macroprudential Policies?, Hassan Bello

Economic and Financial Review

The recent spate of financial digitalisation has been revolutionary, leading to significant changes in the structure of the financial system, its operational paradigm, users’ perception and experiences, and the regulatory landscape. These developments have been driven by explosive growth of technological advancements in fintech such as big data analytics, distributed ledger technology, and artificial intelligence, among others. Digitalisation of the financial system not only offers numerous benefits but also poses significant risks to the financial system, its stakeholders, and financial stability. This paper documents these issues and, in addition provides conceptual clarifications on financial digitalisation, and highlights relevant macroprudential policy …

Impact Of Technology On Financial Services, Usoro Usoro

Economic and Financial Review

This paper reviews seven emerging technologies that are shaping the future of financial services across the globe, their impact on financial services, and the implication for regulation. The seven technologies are: Mobile Connectivity; Artificial Intelligence; Decentralised Ledger; Open Source; Hyper Automation; Cloud Computing; and No Code Development Platforms.

Digital Currencies: Emerging Trends, Challenges And The Future Of The Monetary System, Ngozi E. Egbuna

Economic and Financial Review

This paper discusses the nature and types, trends, prospects and benefits, challenges and demerits of digital currencies, as well as, the link between digital currencies and the monetary system.

Digital Currencies: Emerging Trends, Challenges And The Future Of The Monetary System, Remi Ogun

Economic and Financial Review

This paper discusses the relevance and significance of digital currencies within the context of the monetary system. The next section presents a global picture of the emerging trends followed by challenges from different jurisdictions. The final section discusses the future of the monetary system as shaped by digital currencies.

Digital Technology And The Transformation Of The Nigerian Banking System: The Operators’ Perspective, Ireti Samuel-Ogbu

Economic and Financial Review

The rapid development of digital technology through the years, and the rails provided by the internet for connectivity remains the most important development that has impacted change and driven massive improvement in the operation of banking and financial services. It has brought in its wake huge disruptions in product roll-out and the way products are delivered. The entry of technology companies into financial services cannot be overlooked in discussing these changes. Nigeria has not been left behind in this evolution. Instead, the Nigerian banking industry has been the forerunner in digital initiatives in Africa that have transformed the banking and …

Digital Financial Services And Financial Inclusion In Nigeria: Milestones And New Directions, Chioma G. Nkechika

Economic and Financial Review

Digital Financial Services are ushering in an age of financial innovation and convenience with technology as the driver. It aims at solving several needs of the public, helping the governments tackle newer problems and identify the potentials of new technology that may be conceived in a competitive landscape. The aim of financial inclusion is to bring as many unserved and underserved Nigerians into the formal financial sector. Thus, digital financial services are revealing gaps in the market that will allow the Federal government intervene and cater to more members of the public than ever, using technology.

Adoption Of The Enaira: Issues And The Way Forward, Biodun Adedipe

Economic and Financial Review

As cryptocurrencies evolved and became more popular, it became obvious that the world was trending towards monetary disintegration and oversight reversal. It was becoming fashionable for technology-motivated products to be developed either to reduce or eliminate regulation of monetary transactions. The monetary system was gradually moving towards opacity that could create a ‘safe environment’ for illegal activities and open a new vista for money laundering. This of course, should be of grave concern to any monetary authority or government.

Women In The 2022 Olympic And Paralympic Games: An Analysis Of Participation, Leadership, And Media Coverage, Emily J. Houghton, Lindsay Pieper, Maureen Smith

Human Performance Department Publications

This report is the eighth in the series that follows the progress of women in the Olympic and Paralympic movement. The first three reports were published by the Women’s Sports Foundation. The fourth report was published by SHARP, the Sport, Health and Activity Research and Policy Center for Women and Girls. SHARP was a research center at the University of Michigan’s Institute for Research on Women and Gender, co-founded by the Women’s Sports Foundation. The fifth report, published in 2017 by the Women’s Sports Foundation, provided the most comprehensive examination of the participation trends among female Olympic and Paralympic athletes …

A Multiple Case Study To Understand How Students Experience Science And Engineering Practices, Chris Schaben, Justin Andersson, Christine Cutucache

Department of Educational Psychology: Faculty Publications

The Next Generation Science Standards (NGSS), amid recent shifts in science curriculum, call for students to learn science through the practices of scientists and engineers (science and engineering practices, or SEPs). SEPs, related to inquiry learning, are ways students learn science content by doing science. Students have varied experiences learning science and engineering practices, including exposure in the classroom, from media, and in science fairs. Using a qualitative, multiple case study design, we analyzed public school educators’ and middle and high school students’ (ages 12–18) interview transcripts about learning through the science and engineering practices. Findings demonstrate that students learn …

The North Platte River Valley: The Intersectionality Between Water Quality And People, Anni Poetzl

School of Natural Resources: Dissertations, Theses, and Student Research

The North Platte River (NPR) Valley of western Nebraska is a semi-arid watershed with row crop production, livestock production, and urban land use activity and has a population of diverse stakeholders. These land use activities contribute to the enrichment of surface waters, such as streams, which can affect human and ecosystem health, as well as economic development and recreational activities. The project objectives are to: (1) quantify the movement of dissolved inorganic nutrients from the land within the NPR Valley to the NPR via tributaries and canals, (2) identify spatiotemporal variability of nutrient limitation of periphyton growth within the NPR, …

“We’Ll Dance Harder And Love Deeper”: Lgbtqia+ Resilience And Resistance During The Covid-19 Pandemic, Kristie L. Seelman, Brendon Holloway, Grace Macintyre, Elizabeth Mynatt

SW Publications

In March 2020, the World Health Organization declared a global pandemic due to the rapid spread of COVID-19. Two years into the pandemic, there have been over one million COVID-19 deaths in the United States alone. While the pandemic has impacted everyone, the most extreme impacts have been experienced by marginalized communities, including those who identify as LGBTQIA+. Although LGBTQIA+ people have faced the negative impacts of the pandemic, the LGBTQIA+ community may be well equipped to navigate the COVID-19 pandemic due to the historic and current societal oppression this community has endured. Using both a resilience and resistance framework, …

Psychological Determinants Of Physical Activity And The Prediction Of Physical Activity Levels In African American Men, Alvin L. Morton Iii

Doctoral Dissertations

African American (AA) men experience disproportionally higher rates of non-communicable, chronic diseases (e.g., cardiovascular, type 2 diabetes, and renal failure) than White men. Physical activity (PA) is known to reduce the progression of CVD, type 2 diabetes, and renal failure. National statistics illustrate that AA men are less likely to get sufficient levels of PA to obtain health benefits. Although many factors (e.g., biomedical, socio-cultural) influence participation in PA, the psychological factors at the individual level are essential to beginning and maintaining activity. Therefore, understanding the psychological determinants of PA in AA men and their associations with meeting national guidelines …

Coping Styles As Potential Mediators In The Relationships Between Morally Injurious Events, Moral Injury, And Meaning-Making, Marjorie A. Perkins

Doctoral Dissertations

Exposure to morally injurious events has consistently been correlated with negative mental health outcomes for military servicemembers and veterans (Bryan et al., 2014; Currier et al., 2015a; Currier et al., 2015b; Currier et al., 2017; Dennis et al., 2017; Jordan et al., 2017; Maguen et al., 2009, 2010; Maguen, Vogt et al., 2011; Nash et al., 2013). However, some servicemembers and veterans may experience a deeper sense of understanding of the event and/or growth after a potentially morally injurious experience through a process called meaning-making (Park, 2013). The present study seeks to examine the relationship between individual coping styles and …

Research Data Management Policy & Organizational Compliance: An Exploratory Study In The Academic Context, Monica Inez Ihli

Doctoral Dissertations

Research data management (RDM) describes a broad array of processes and activities aimed at ensuring that data are documented, organized, findable, and preserved for future access. In January 2023, the National Institutes of Health will begin enforcing the strictest data management requirements of a U.S. federal agency to date, including potential consequences for organizations whose researchers fail to demonstrate compliance with commitments to data management and sharing. This dissertation makes two major assessment-based contributions in support of organizational preparedness for policy compliance. First, it reports the results of a pilot study at a high research institution for a survey instrument, …

An Exploration Of Photography As A Wellness Tool For Counselors-In-Training, Charaya Chontay Upton

Doctoral Dissertations

Counselors-in-training (CIT) often experience a myriad of challenges during their academic studies. From balancing time, finances, acclimating to a new environment, fears of being judged or receiving negative feedback (Patterson & Levitt, 2012; Prosek et al., 2013; Warren & Nash, 2019), CIT physical (Neviyarni et al., 2018), mental (Prosek et al., 2013), and overall wellness (Lenz et al., 2012) tend to be impacted negatively. For these reasons, Counselor Educators (CE) have used wellness models and assessments to assist in the educational journey; however, wellness practices continue to decline for both CIT and practicing counselors (Abel et al., 2012; Lenz et …

Reconciling Self-Censorship: A Qualitative Study Of The Experiences Of University Staff And Administrators, Leigh C. Morales

Doctoral Dissertations

In addition to a global pandemic, the past three years have been marked by racial, social, and political unrest. These circumstances add meaningful context to examine and better understand factors that undermine free expression and contribute to self-censorship among university staff and administrators. To date, few studies have holistically explored the unique experiences of university staff and administrators with self-censorship and how this phenomenon affects their experience on college and university campuses. Understanding why staff and administrators choose to self-censor may allow for a deeper discussion about speech climate and the degree to which colleges and universities implement and uphold …

Election Day Registration And Same Day Registration In State Legislative Districts, Rachel Fuentes

Doctoral Dissertations

Decades of research into the effects of voter registration requirements on turnout has found that voter registration disproportionately suppresses turnout among marginalized racial and socioeconomic groups that traditionally are represented by the Democratic Party. Research also shows that enacting Same Day or Election Day Registration (EDR/SDR) increases voter turnout for Democratic candidates in national elections. The conclusion drawn has been that EDR/SDR increases the representation of marginalized groups. The study in this paper challenges these findings in three ways. First, although EDR/SDR results in a larger total democratic vote, the claims of increased representation may be overstated. This study of …

Specificity Of Infant Statistical Word Segmentation, Sara Parvanezadeh Esfahani

Doctoral Dissertations

By their first birthday, infants develop sensitivity to language-general (e.g., transitional probability (TP) between syllables) and language-specific (e.g., lexical stress pattern) cues to identify word boundaries. Across 5 experiments, I investigated two questions: 1) how do English learning 8-month-old infants segment high TP (TP=1; HTP) words in non-native languages that have a different rhythm and prosody? 2) how do English learning 8-month-old infants represent nascent word representations across indexical (i.e., talker’s voice), segmental (i.e., onset consonant) and suprasegmental (i.e., stress pattern) information? To that end, in each experiment, using HTPP, I familiarized infants with a familiarization corpus with two embedded …

Mining Public Opinion On Covid-19 Vaccines Using Unstructured Social Media Data, Chad Aaron Melton

Doctoral Dissertations

The emergence of the novel coronavirus (COVID-19), and the necessary separation of populations led to an unprecedented number of new social media users seeking information related to the pandemic. Nowadays, with an estimated 4.5 billion users worldwide, social media data offer an opportunity for near real-time analysis of large bodies of text related to disease outbreaks and vaccination. This study investigated and compared public discourse related to COVID-19 vaccines expressed on two popular social media platforms, Reddit and Twitter. Approximately 9.5 million Tweets and 70 thousand Reddit comments were analyzed from dates January 1, 2020, to March 1, 2022, and …

Let It Burn: A Case Study On The Risk Management Practices Of Burning Man Project, Ethan S. De La Torre

Experience Industry Management

Risk management can be defined as a decision-making process of planning, identifying, analyzing, developing a response for, and controlling potential risks with the goal of minimizing the negative impacts of those risks. Risk management is an essential practice for all events, especially large-scale, live entertainment events. The purpose of this study was to examine the risk management practices for Burning Man. The instrument utilized in this study was a best practices guide developed by the researcher. Data were collected prior to, during, and following Burning Man 2022: Waking Dreams. Sources of data include printed material and online sources published by …

Immerse, Interact, Impact: A Comparative Analysis On Selected Experiential Marketing Activations At Outside Lands Music And Arts Festival 2022, Phoebe R. Saul

Experience Industry Management

The commercial marketplace is becoming increasingly experiential. Experiential marketing activations, particularly those done at music festivals, are emerging as a highly valuable marketing tool to impact brand recognition and loyalty through the creation of unique branded experiences. The purpose of this study was to examine the experiential marketing design practices utilized at selected branded activations within Outside Lands Music and Arts Festival 2022. A comparative analysis was conducted on three selected experiential marketing activations at Outside Lands: The House by Heineken, the Music Den by Toyota, and the Ocean Love Tour by Gray Whale Gin. The findings concluded that the …

Virtual Excavations: Digital Repositories, Data Reuse, And Ethically Accessible Archaeology, Allison Lindsey Densmore

Theses and Dissertations

Archaeological investigations produce massive amounts of data, yet these data are often sequestered by the original researchers or put behind paywalls that restrict access to academic publications. This inaccessibility makes it difficult to justify the destructive nature of archaeology. Open-access digital data management systems such as the Digital Archaeological Record (tDAR) provide archaeologists with new ways to preserve, share, and, most importantly, reuse archaeological data to combat this issue of data sustainability. The goal of this project is to investigate how these digital repositories allow for ethically responsible data access and reuse, thus mitigating the cycle of destruction, hoarding, and …

Academic Commons Annual Report (2021-2022), Elizabeth D'Angel

Annual Reports & Administrative Documents

Contents

• Introduction & By the Numbers
• Updates at the Jefferson Libraries & Library Statistics
• Instructional Design & Educational Technologies By the Numbers
• Professional Writing and Communications
• Textile & Costume Collection
• AV, Graphics, Video Production, and Photography
• Staff Highlights

S7e9: What New Frontiers Await For Maine’S Space Economy?, Ron Lisnet, Ali Abedi, Joseph Patton

The Maine Question

University of Maine research and education have ascended beyond Earth’s atmosphere since the 1990s. For example, UMaine scientists have tested the latest hypervelocity decelerators for NASA space travel and created a wireless leak detection system for the International Space Station. Through its latest inventions and studies, and scholarship and fellowship programs, UMaine plays a critical role in advancing the state’s space economy and training future leaders in the aerospace industry. But the university is far from reaching its final frontier.

In recent years, UMaine researchers have been developing the state’s first small research satellite with the University of Southern Maine …

Sectoral Engagement To Inform Library And Research Support Services At Cct College Dublin, Cct College Dublin

CCT Case Studies

No abstract provided.

Alfred Russel Wallace Notes 23: The Jersey Devil, And Friends, Charles H. Smith

Faculty/Staff Personal Papers

For nearly three hundred years reports have surfaced of a purported cryptid form known as the ‘Jersey devil.’ In this work an interpretation of the goals of biogeography is given, and how this field can be related to such alleged phenomena, as well as to some of the ideas of Alfred Russel Wallace (1823-1913) that seem to find their origin in the writings of Benedict de Spinoza (1632-1677).